This book provides the reader with tips and techniques to improve business know-how. Its aim is to teach business lessons necessary for financial and business success that are not taught in school or everyday life, and are absolutely crucial for success. We are facing a time where lives are lost in a difficult war, foreclosures are rampant, job losses are prevalent, crime rates have increased, there are no funds to pay off debts, savings are disappearing due to falling stock prices, equity in real estate is evaporating as never before, food and gas costs are escalating, and insurance and taxes costs are jumping. These issues are coming into our lives all at once. While this book cannot offer a solution to the problems, the author does offer proven techniques from people that have been through the worst of times to succeed.