There is no way to identify the very best strategies for all times, all markets, and all types of taxable and tax-deferred investment accounts. This book explores alternatives to just 'buying and holding,' using only asset allocation as your defense against bad markets. Don't forget it took the U.S. economy nearly 25 years to recover from the Great Stock Market Crash of 1929. As of December 31, 2015, the Japanese Nikkei average is still down to less than half of its peak 26 years prior. * A case for using tactical asset allocation so you can change your asset allocation depending on current market conditions without having to predict the markets * Over the past 14 years, these Long Term Strategies increased returns by 50 percent and decreased drawdown risk by 67 percent while being very tax efficient along the way * Short-term Strategies that help a significant number of funds improve or maintain returns and significantly reduce drawdown risk over the past 14 years for IRAs, 401(k)s, and 403(b)s