Shape Up Your Finances: The Personal Finances Handbook is for Australian individuals of any age. It is a handy short general guide to help you get your personal finances into shape.

It gives you basic insight into managing your personal finances, outlining what you need to consider through three life stages: early on, working life and retirement. It describes `what is' in a clear and concise way - but without the jargon. And, it includes plenty of practical tips and suggestions to think about.

Shape Up Your Finances includes simple overviews of earning income, controlling spending, building assets, taxes, entitlements, and superannuation. The tax savings tips alone are worth the price of this book! Also included is an outline of financial matters in retirement, including organising retirement income, making wills - and even funeral arrangements.

Whatever your goals, you get the knowledge and tools to make your own financial decisions. You start by looking at investing in yourself through education and healthcare, so that you can create and maintain your income-earning ability.

Throughout, the emphasis is on internet use. You can research investment information, view your financial statements, use financial calculator tools, shop around for cheaper deals, and do your banking - all online. Key points are summarised at the end of each chapter. And there is also a list of abbreviations at the back of the book.

Shape Up Your Finances will help you gain the confidence and knowhow to put your own personal finances into better order so that you can live the lifestyle of your choice.