Her horse-boarding business may have gone belly-up, but Amy Olsen isn't a quitter. Even when handsome former rodeo rider Matt Cartwright shows up with three mares in tow, claiming he's owed a lot of money. Then he makes her an offer she can't refuse....<P>Matt has come to Amy's Idaho farm to collect a debt and be on his way. But his horse-breeding plans are taking a backseat to helping out the widow and her two young daughters. Matt's never been able to resist a woman in distress, especially one who's suddenly making him yearn for hearth and home.<P>All he came with was a promise and a dream. And when he starts falling for the trio of spirited females, darned if this roving cowboy doesn't plan to make good on "both!"