MOST PEOPLE live in a world of financial anxiety and stress. In most cases, they don’t fully understand what decisions they need to make and where to get help making these decisions. ‑ The FinancialVerse - presents in a straight forward, easy to read style - what the reader can expect at each stage of their financial lives and offers ideas and resources to assist decision making. ‑ The FinancialVerse is made up of the knowledge, decisions, resources, risks, and tools that an individual encounter in life’s financial journey. ‑The book has been written to help people reduce their levels of financial anxiety and stress. Authored by financial services leader Harry N. Stout, The FinancialVerse provides a much-needed roadmap of what to expect in our financial lives. ‑ is starts in our Adulting Stage, to working in the Striving Stage to the final or returning Stage of Fulfilling life. Harry acts as your guide and spells out, in a very understandable way, what the risks, opportunities and key decisions the reader will need to make as they move through each stage. He explores what it is like to make decisions influenced by today’s technology, economic trends, and work opportunities. Harry believes that most people, regardless of their family’s economic background and level of education, do not fundamentally understand the key financial decisions and risks they will face in life. He believes improved financial education and literacy are needed as our lives become increasing more complex driven by technological innovation.