Every family should have financial goals for the future. Being unprepared can lead to monetary chaos. This book deals with strategies for accomplishing financial goals. The book deals with financial strategies for three adult age categories -- (1) Families of ages twenty to forty in the earlier years of active employment, child raising, and the beginning of saving for retirement; (2) Families of ages forty to sixty in their years of maximum income, high educational expenses for their children, and more serious thinking about forthcoming retirement; and (3) families of ages sixty to eighty having retired or approaching full retirement.