The book has no illustrations or index. It may have numerous typos or missing text. However, purchasers can download a free scanned copy of the original rare book from the publisher's website (GeneralBooksClub.com). You can also preview excerpts of the book there. Purchasers are also entitled to a free trial membership in the General Books Club where they can select from more than a million books without charge. Original Publisher: H. Holt; Publication date: 1913; Subjects: Industrial life insurance; Social security; Insurance security; Political Science / Public Policy / Social Security;