Completely up-to-date with financial aid forms, this is a practical guide designed for parents and students who want inside information on the financial aid process. It offers advice on when and how to start saving for college, and what to do if you haven't saved a thing. It also reveals the financial aid sources that most people are unaware of. This is a complete companion for anyone applying for financial aid. Includes easy step-by-step instructions for filling out financial aid forms.