This book examines how the political and legislative process, and political money corrupt the enactment of a true banking reform legislation. The focus of the book is FIDICIA and all that surrounded it. The book's greatest contribution lies in examining the political process which fields the grounds and the groundrules on which banking institutions compete. This has never been taken into consideration with regard to banking. The book is intended for policymakers, banking and political science scholars and students, bankers and investment bankers, and the general public.