Everyone has some dealings with banks, whether through a checking account, home mortgage, business loan, or savings account. This almanac explains how the U.S. banking system works, defines the different types of transactions, and provides the consumer with valuable information about his or her rights and liabilities. Appendices include: * List of the 25 largest US banks * Sample money order, sample promissory note, sample stop payment order * Sections of the UCC covering Letters of Credit, Bank Deposits, Negotiable Instruments * and much more The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.