Intended for an introductory course with a focus on recent theoretical and practical changes in financial management, this undergraduate text motivates students toward self-discovery and application. Updated institutional material, international in scope, effects of electronic commerce, outsourcing, the role of strategic alliances. New boxes, tips, Q&As, and special features. FinCoach is packaged free. Supported by an award winning website: <<www.prenhall.com/wachowicz>>.