Publications of the Pollak Foundation for Economic Research Number Eleven. The subject of this work is to propose a simple, feasible, and immediate way out of the dilemma of thrift - a way to save and thrive - a cure for business depressions - a means of enabling the people as a whole to gain greater and more durable satisfactions out of the marvelous machinery of modern business. This book proposes a remedy for the great economic evil of periodic depressions and increased unemployment, hitherto thought by economists to be inescapable. This book is obviously the product of practical experience, exhaustive study and accurate analysis.