A History of Savings Banks in the United States from Their Inception in 1816 Down to 1874. With This book, "A History of Savings Banks in the United States from Their Inception in 1816 Down to 1874", by Emerson Willard Keyes, is a replication of a book originally published before 1816. It has been restored by human beings, page by page, so that you may enjoy it in a form as close to the original as possible. This book was created using print-on-demand technology. Thank you for supporting classic literature.