About the Author Introduction Three Rules for a Prosperous Retirement Rule one: Safety comes First Chapter 1: Time for a new approach Chapter 2: What the stockbrokers tell us Chapter 3: Today's better ways to invest safely Rule two: Get a reasonable return Chapter 1: Fees that pick your pocket Chapter 2: Keeping taxes under control Rule three: Keep it Simple Chapter 1: Our grandparents' secret Chapter 2: Stop following the herd Chapter 3: Planning for prosperity Getting Started How to choose an expert adviser A 20-point checklist for your retirement