This book will help readers understand the “why” of money management, allowing them to change negative learned money behaviors.  The techniques included will help foster a positive relationship with money and allow readers to adopt a new mindset and perspective regarding the true benefits and rewards of successful financial management. This book will explore concepts that directly relate to the reader’s financial life that ultimately plays a key part in their financial habits, attitudes, behaviors, and decisions.  Each section will contain Thought Questions, Mind Changer concepts, and Case Studies designed to help readers retain the book material.  The book concludes with the reader's completion of a financial success plan.  This plan is designed to help readers become better financial managers, as well as to teach them how to make better financial decisions.