This book has been completely revised and updated to include a discussion of the financial crisis and the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The statutory supplement has also been updated, includes Titles III, VI, and portions of Title X of Dodd-Frank, and the statutory provisions are cross-referenced to Dodd-Frank sections which amend them. The new edition of the book contains an extensive discussion of the financial crisis and the regulatory responses to it. Chapters also cover such hot topics as bank failures, derivatives, insurance, and international banking.