The book is an outcome of research conducted with National Sample Survey (NSS) household level data, National Council of Applied Economic Research (NCAER) household level data and International Crop Research Institute for Semi-Arid Tropics (ICRISAT) household level data, spread over 2002-2012. The book focuses on four major issues:

What is the distribution pattern of farm income, paid out cost and net income of farm households?source wise and activity wise?

What is the saving propensity of households and what are the determinants of saving propensity with well-defined predictor variables?

What does the analysis of sources of investible funds suggest and which are the determinants of investment propensity? How are investible funds allocated between physical and financial assets?

Finally, what are the policy designs to influence saving and investment propensity? Which are the appropriate institutional, financial product and technological designs for mobilising savings from farm households?