ULTIMATE BETRAYAL: How one homeowner's small claim against her homeowners' association turned into a $95,000.00 legal nightmare, is the story of a homeowner who, after being denied repeated requests for records' reviews of invoices, check disbursements, and her own account ledger by the board of directors of her homeowners association (HOA), on which she had served as a board member, filed a Small Claim for reimbursement. The HOA hired a lawyer and changed venue to Justice Court. When the homeowner refused to dismiss her case, the HOA's attorney motioned for a Jury Trial. Being too scared to conduct a jury trial as a laywoman, the homeowner hired a young lawyer she had met and liked, who specialized in HOA matters. Not in her wildest dreams could she have imagined the nightmare of "lawyering" that ensued over the next two years, being unable to stop the endless legal fees, costs, physical and emotional trauma. This is a riveting story that any one buying into a homeowners' association