This book is a 1,000 page compilation of some of the most important subjects related to homeownership. This book will go through becoming a firs-time homeowner and learning to avoid the pitfalls. Learn about different mortgage types and what to expect when applying for mortgages. Learn about interest rates and PMI as well as budgetary issues you should review before beginning the purchase process. Find out how to buy with little or no money down and mortgage secrets that your banker may not want you to know. Go to the closing table with all the information you need to know to handle it quickly and smoothly using the information provided in this new guide. Arm yourself with information about escrow, closing agents, title commitments, deeds, bill of sales, closing statements, and more. Learn about home inspections. Find worksheets and forms that are easy to use when you find a home you are interested in purchasing. You can check the house for problems with plumbing, wiring, foundations, and more using this informative book. You will also learn about purchasing a second home for vacation, retirement, or investment. The companion CD-ROM is jam-packed with dozens of forms, checklists, and worksheets.